When an incoming or outgoing payment reaches the Mambu Payment Gateway, the
Payment Receiver Router Mambu Process Orchestrator (MPO) process is triggered and the MPO connector sends a payment message to ComplyAdvantage for analysis. After analyzing the payment, ComplyAdvantage responds with the results of the alert rules, which can be soft stop, hard stop, or passed rules. Depending on these results, the connector determines the Anti-Money Laundering (AML) status of the payment as
Accepted payments are allowed to proceed for further processing, whereas suspended payments are held for review in ComplyAdvantage. When an alert triggered by a payment is
Rejected in ComplyAdvantage, the review result is sent to the connector.
The connector component
Alerts Analyser [to be linked to CA] receives the review result and, after all alerts triggered by a suspended payment are reviewed in ComplyAdvantage, the connector sends the status to the Mambu Payment Gateway, which either processes or rejects the payment based on the status received (
Interactions between systems, the structure of the messages sent (request and response), relevant data fields, and the sequence of the messages are according to the diagram: