Connector Architecture
When a monitored payment reaches Mambu Process Orchestrator (MPO), the process Payment Receiver Router
is triggered and the payment payload is sent to ComplyAdvantage for analysis.
Transactions are monitored using a comprehensive ruleset defined in ComplyAdvantage, which monitors organizational data based on suspicious activity patterns – stopping high-risk transactions as they occur. After payment analysis, ComplyAdvantage responds with the results of the alert rules: either with Soft Stop
, Hard Stop
or passed rules. Depending on these results, the MPO connector determines the AML status of the payment as Accepted
, Rejected
or Suspended
.
An Accepted
payment is allowed to proceed for further processing, a Rejected
payment is stopped, and Suspended
payments are held for review in ComplyAdvantage. If an alert triggered by a payment is Accepted
or Rejected
the review result is sent to MPO. The Alerts Analyser Router [to be linked to CA]
component receives the review result and, after all alerts triggered by a Suspended
payment are reviewed in ComplyAdvantage, sends the status to a third-party system. This system either processes or not the payment based on the status received.
The architecture of the Anti-Money Laundering (AML) transaction monitoring connector is displayed in the below sequence diagram:
Note: More details on the flows can be found in the Business flows section.