When a monitored payment reaches Mambu Process Orchestrator (MPO), the
Payment Receiver Router process is triggered and the payment payload is sent to ComplyAdvantage for analysis. Transactions are monitored using a comprehensive rule-set defined in ComplyAdvantage, which monitors organizational data based on suspicious activity patterns - stopping high-risk transactions as they occur. After analysis, ComplyAdvantage responds with the results of the alert rules: either with
Hard Stop, or a list of the passed rules. Depending on these results, the MPO connector determines the AML status of the payment as
Accepted payment is allowed to proceed for further processing, a
Rejected payment is stopped, and
Suspended payments are held for review in ComplyAdvantage. If an alert triggered by a payment is
Rejected the review result is sent to MPO. The
Alerts Analyser Router [to be linked to CA] process receives the review result and sends the status to a third-party system after all alerts triggered by a
Suspended payment are reviewed in ComplyAdvantage. Based on the status received, the system will determine whether to process the payment.
The architecture of the Anti-Money Laundering (AML) transaction monitoring connector is displayed in the sequence diagram.
More details on the flows can be found in the Business flows section.