Reserve deposit account

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The architecture of the Reserve flow is displayed in the sequence diagram below:

Diagram

  1. Create a new Business or Individual Relationship in nCino.
  2. For Business Relationships, contacts can be added if desired. If a primary contact exists then their details are used to create a new client record in Mambu which is associated with the group as a member.

    If no primary contact has been selected for the relationship, the first contact will be used to create the group member in Mambu.

  3. Create deposit account with the necessary data for each deposit type (check table below).
TriggerRelationship typeResultSynced fields
Reserve deposit offer action
(in nCino)
BusinessGroup will be created in MambuGroup Name
Group Id = recordId from nCino
Email
Country
Mobile
Group Member
BusinessContact will be created in MambuFirst Name
Last Name
Email
Country
Mobile Phone
Birth Date
IndividualClient will be created in MambuClient First Name
Client Last Name
Client Id = recordId from nCino
Email
Country
Mobile Phone
Business
or
Individual
Fixed deposit account created in MambuDeposit Name
*Interest Rate (only if the product has Fixed Interest Rate)
Business
or
Individual
Savings account created in MambuDeposit Name
*Interest Rate (only if the product has Fixed Interest Rate)
Business
or
Individual
Current account created in MambuDeposit Name
*Interest Rate (only if the product has Fixed Interest Rate)
  1. Reserve the deposit account in nCino. Trigger reserve Deposit reserved

Notes:

  1. The client is created in Mambu in the state configured in Administration -> Internal Controls: Inactive or Pending Approval.
  2. If the client is created in Pending Approval state, it will automatically be set to Inactive by the Mambu Process Orchestrator (MPO) process, for the deposit account creation to be possible.
  3. The deposit account will be created in Pending Approval state.
  4. The nCino Deposit Lifecycle connector does not include: deposit account with fees, deposit accounts with overdraft settings and branches.